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Christine Foster
June 16, 2015
Published by Christine Foster on June 16, 2015
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The principal differences between a workers’ compensation claim and a personal injury lawsuit are the fault provisions and the various types of compensation available. The greatest difference is that a personal injury claim is based on fault and a workers’ compensation claim is not. In order to recover personal injury damages, the injured person must provide proof that the other person was negligent, that the negligent act caused injuries or damages and the total amount of the damages which stemmed from the negligent act. Workers Compensation Workers compensation law only pertains to workers who have been hurt on the job. Workers compensation […]
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May 27, 2015
Published by Christine Foster on May 27, 2015
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For many who have been seriously injured on the job and are disabled, it can be a frightening, uncertain road. Not knowing what your future holds or how you will survive from day to day can be overwhelming, to say the least. Questions arise, such as: How am I going to pay my bills? Will I lose my house? How can I financially take care of my family? What about retirement? Will I be able to live? What about my children, clothes, medical and dental benefits, college education? In Washington State, if you suffer a debilitating work injury that leaves […]
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May 18, 2015
Published by Christine Foster on May 18, 2015
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Contrary to popular belief, workers’ compensation fraud goes beyond a solitary employee exaggerating their workplace injury or working under the table for cash while receiving disability payments. While those things do happen, employers are also committing fraudulent acts by under-reporting their payrolls to obtain lower premiums and health care providers charging for services they have never performed. Workers compensation fraud is costing the businesses and citizens of Washington state billions of dollars every year. 1 in 4 Americans think it’s okay to defraud insurers $4.35 million dollars of insurance premium fraud was discovered in 2009 Between 2005 and 2009, $25 […]
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April 20, 2015
Published by Christine Foster on April 20, 2015
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There’s no denying it, some workplaces are just plain hazardous. Every year, over 2.5 million work-related injuries and illnesses are reported. Typically, workplace injuries and illnesses are covered by the employer’s workers’ compensation insurance, but sometimes they are not. So can you sue your employer for a workplace injury? Workers’ Compensation Workers’ compensation is intended to protect employees who are injured at work and to protect employers from having to defend themselves against work-related injury lawsuits. Employees receive disbursements for medical costs for a workplace injury or illness without the costly alternative of suing their employers. Workers’ compensation is paid […]
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March 18, 2015
Published by Christine Foster on March 18, 2015
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Workplace injuries unfortunately happen all too frequently and can leave those hurt with permanent disabilities making it difficult to earn a living. Whether you are a construction worker, a truck driver, a cook or a businessperson, you are still at risk for a severe work injury. If you or someone close to you has been hurt on-the-job due to a work-related injury, it is important to understand what your rights and options are. The Most Common Workplace Injuries According to the Washington Department of Labor & Industries, 90 percent of on-the-job injuries that resulted in payments to the injured employee came from […]
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March 4, 2015
Published by Christine Foster on March 4, 2015
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Are Psychological Conditions Covered by Workers’ Compensation? Find out if you could file a workers’ compensation claim for your mental illness. Are you suffering from a work-related mental illness or psychological condition? Mental health workers’ compensation claims make up a tiny percentage of all workers’ compensation claims. Workers’ compensation can help you cover current and ongoing medical costs, damages for pain and suffering, lost wages, and more. When someone has an accident at work and sustains a physical injury, it is usually compensable. However, psychological conditions are a bit trickier to assess. You may be able to obtain workers’ compensation […]
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