What is Worker’s Compensation? (FAQ Video Part 1)

Workers’ Compensation Insurance, also known as Workers’ Comp, can help give your employees the benefits they need if they suffer a work-related injury or illness. Each state has its own respective workers’ compensation insurance laws.

If your employee gets injured on the job, or while acting on your behalf, workers’ comp can help. For example, if they get in an accident while driving to make a delivery to your customer, workers’ comp can help pay their medical costs. Workers’ comp can also help cover injuries from work-related: Violence, Terrorism and Natural disasters.

The U.S. Department of Labor’s Office of Workers’ Compensation Programs (OWCP) administers four major disability compensation programs which provides to federal workers (or their dependents) and other specific groups who are injured at work or acquire an occupational disease – providing the injured:/p>

• Wage replacement benefits
• Medical treatment
• Vocational rehabilitation
• Other benefits

Other specific groups are covered by:

• Federal Employees’ Compensation Program
• Longshore and Harbor Workers’ Compensation Program
• Federal Black Lung Program
• Energy Employees Occupational Illness Compensation Program

These entities serve the specific employee groups who are covered under the relevant statutes and regulations by mitigating the financial burden resulting from workplace injury. Washington individuals injured on the job while employed by private companies or state and local government agencies should contact:

Department of Labor and Industries
Insurance Services Division
7273 Linderson Way, SW
Tumwater, WA 98501-5414
(360) 902-5800 or (800) 547-8367
mailing address:
P. O. Box 44000
Olympia, WA 98504-4000